By accessing or using our services, you agree to be bound by these terms.
Effective Date: December 18, 2025
Welcome to GBPB. These Terms of Service ("Terms") govern your access to and use of our website, mobile applications, and financial services (collectively, the "Services"). By using our Services, you agree to comply with these Terms.
If you do not agree with any part of these Terms, you must not use our Services. We reserve the right to modify these Terms at any time, and such modifications will be effective upon posting.
Please read these Terms carefully, as they contain important information about your legal rights and obligations.
Your agreement to our rules and policies.
By using the Services, you represent that you are of legal age to form a binding contract and agree to these Terms.
These Terms incorporate our Privacy Policy and any other policies referenced herein.
Registration and security requirements.
To access certain Services, you must create an account. You agree to provide accurate, current, and complete information during registration.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Notify us immediately of any unauthorized use of your account.
Guidelines for proper usage.
You agree to use the Services in compliance with all applicable laws and regulations.
Do not use the Services for illegal purposes, fraud, or to harm others.
We may modify or discontinue Services at any time without notice.
Ownership and rights.
All content, trademarks, and intellectual property on our Services are owned by GBPB or our licensors.
You are granted a limited, non-exclusive license to use the Services for personal or business purposes as intended.
Do not reproduce, distribute, or create derivative works without our permission.
Our responsibilities and liabilities.
Services are provided "as is" without warranties of any kind.
We are not liable for indirect, consequential, or punitive damages.
You agree to indemnify us against claims arising from your use of the Services.
We may terminate your access to Services for violations of these Terms.
Applicable jurisdiction.
These Terms are governed by the laws of the State of [Your State], without regard to conflict of law principles.
Any disputes arising from these Terms shall be resolved in the courts of [Your City, State].
We may update these Terms periodically. Continued use constitutes acceptance of changes.
If you have questions about these Terms, contact us at legal@gbpb.com.